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Wachovia Securities is a fully diversified global securities firm based in New York City, serving clients in the United States and overseas through approximately 6,500 Financial Advisors. Wachova Securities is a Wachova company.

Wachova Securities, with more than $371 billion in assets under managament as of December 31, 2001, is among the largest financial services institutions in the world.

Wachovia serves millions of individual and institutional customers worldwide and offers a variety of products and services, including mutual funds, annuities, pension and retirement related services and administration, asset management, securities brokerage, real estate brokerage franchises and relocation services. Wachovia Securities is a service mark of Wachovia and it affiliates. The Wachovia Securities White Plains office is a full servce branch, offering a complete range of investment products and services.

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www.wachoviasec.com